Personal Finance Management Course

Financial Literacy equips a person with the knowledge, skill, and attitude required for proper money management. Every aspect of a person’s life is touched by money. A person needs money in birth, education, career, marriage, sickness, maintaining social status and living standard, and even in death. Therefore, proper money management ensures the success of a person to realize life goals in the physical world. Financial Literacy is important and relevant to everyone regardless of any professional background.

Financial literacy encompasses topics such as developing a positive mindset toward money management, short-term cash management, and long-term financial planning. Financial education empowers people with a winning mentality by cultivating a self-belief that prosperity is possible and it is not something that fate decides. A financially literate person understands how finances and financial services work, and thereby can make informed choices about personal and family finance management. Financial literacy is even more important to lower-income households to avoid debt traps and ensure socio-economic progress.

Mobile and internet technologies have touched a wide spectrum of society. Online capacity development programs have become even more relevant in the COVID-19 crisis scenario as in-person gatherings for training are considered risky and not deemed practical. Online training is also cost-effective and time-flexible as it does not require costly logistic arrangements.

Therefore, Aria Group Nepal has developed an online financial literacy training module on the training of trainers on online financial literacy. Aria Group Nepal has also launched a personal money manager app named “Sampatti” that makes it easier for people to set financial goals, make budgets, keep track of finances and access useful resources to understand the financial services. This course helps learners make the best use of the Sampatti app to best manage their finances.

The participants will be sent course materials (readings and videos) and will be given assignments on each topic. The assignment will be presented by the participants in the following class; followed by discussions and lesson delivery. The course consists of 5 classes of 1.5 hours each with at least 2 days in between 2 classes.